Why Is Personal Finance Important In High School?

The context of the lesson is three fold: First, to enhance literacy and utilize digital tools to research, communicate, produce and present. Developing these skills will be of immediate use, as these students have at least two more years in an academic setting. Secondly, they will be acquiring life skills as they define and internalize the concepts of budgeting and personal finance. Thirdly, in the broadest context, they will be able to apply this knowledge when they go forth into the job market and begin making short and long term investments. This lesson is appropriate and timely for these students as they will soon be leaving high school and embarking on various life and career paths. It is of critical importance that they understand how credit works and how to be fiscally responsible early on, so that they can avoid making bad decisions that have long-term and life altering ramifications. This demonstrates my commitment to their lifelong ability to learn and use information

As a sophomore in high school I took on my first job as a caddy at a local country club. Since I was new I did not get regular work, so I would go early on the weekends and on summer days and wait out by the caddy shack for unexpected work, so if my boss needed a caddy on the spot, or another caddy failed to show up, I would be there. This determination is driven by my constant grit to be financially independent, but also I did not ever want to make it harder on my parents by asking for money. To this day my Mom still struggles with money, as many people do because of unexpected events. This is why I have the passion to pursue finance, because I believe one day I can help people manage their current financials so that they can endure hardships that I know can come from unforeseen events. I hate to see people be unhappy and struggle with life because of financial issues, that is why I am motivated and inspired to be a successful financial

This course provides an overview of the elements necessary for effective personal financial planning and the opportunity to apply the techniques and strategies essential to this understanding. Primary areas of study include creating and managing a personal budget, understanding and paying taxes, working with financial institutions, wise use of credit cards and consumer loans, financing automobiles and homes, and the use of insurance for protecting one’s family and property.

So often we hear about teaching the whole child. Today, more than ever, personal finance knowledge and awareness are a critical part of what it means to teach the whole child.

It never really hit me until arguments over finances would echo through the house as I tried to study, or nights, where I would come home and there was no food to be put on the table especially with my mom working double shifts night after night. I felt guilty for even asking for a penny if it wasn't going towards our survival. As a result, it caused me to give up many things and miss out on opportunities. But through everything, I never complained because I knew there was always someone out there going through far worse than I was. Therefore, I decided that I was not going to shape my life around temporary situations and would create a new way of looking at my circumstances. I was bound to not let go of my vision of going to college and graduating. I was bound to persevere through my obstacles. After battling being in tough socioeconomic status, I learned that being poor doesn't define who I am or what I could be. I learned that being "poor" is simply a state of mind. I'm not poor. I may be in a low-income socioeconomic status, but I'm not poor. In fact, I had something that couldn't be limited by dollar signs...my mind. I made it my goal to leave all my hopes and wildest dreams in this world, and to leave no opportunity

Financial decisions are something everyone faces like buying a car to figuring out how to pay for students loans or debts. We are not taught about these types of financial decisions and how to go about them from a young age. In the news article Working Financial Literacy in With the Three R’s by Tara Siegel Bernard, she talks about how more states are beginning to require a personal finance instructions class. In the article Finance Course Prompts Debate by Gina Davis, she suggests incorporating financial elements into already required classes.

Future initiatives with financial education can change the landscape of an individual’s life and the economy in which we live. If there is limited focus on learning about personal finances we continue to set our economy up for constant failure. There is a substantial amounts of education provided to school age children that does not directly impact their financial education for their future. In high school individuals learn

My whole life has consisted of insufficient finances, whether it be my mother struggling to pay the bills to keep the heat and electric on or her trying to find something for us to eat for the night with only $10. Even though there were hard time's she has always managed to take care of all seven of us. Due to these hardships, it has made me the person who I am today; hardworking and dedicated. For example, at the age of 16, I started my first job at Taco Bell, where I worked for 2 years and now work at Ruby Memorial Hospital being a Nutrition Care Assistant. Working at such a young age has shown me the value of a dollar and due to this, I have a great work ethic. However, financial difficulties have still held me back with schooling such

There is much controversy regarding whether a financial literacy course should be mandatory, or not even brought into the school systems at all. In all of the America, only 13 states require a financial literacy course. Managing one's money can be very difficult and challenging. Now is the time we have to ask ourselves whether or not this course would be beneficial for students. Getting older means gaining more responsibilities; and once graduating from high school, a person gets thrown into the real world, where they have to balance their spendings and know how to manage their income.

If you have kids, you will want them to enjoy their college life. Not only that, you will want your children to go to one of the best school so they can learn more and end up with a better job. Furthermore, if your kid doesn't have a college fund, he or she is likely to end up saddles with debt. With this in mind, here are four things to think about when asking the question, is your college fund giving you the value you thought it would?

says "I hate you, you little bitch."India grabs the nerdy girl's hair and throws the first hit. India continues beating the on the nerdy girl and nobody seems to break it up ,half of the teachers had their phones out recording the fight "world star hip hop gonna make me famous night,"said Mr Howard my sexy physical education teacher. "Maybe I can finally leave this bummy ass job in the town and buy a boat,"said Mr howard. “ That's enough India.” says Lauren India wasn't listening and kept punching the little girl, Lauren had enough and pulled India back and walked away with her “Come with me.” says the principle sternly “Aw shit!” says India “ Excuse me?!” says the principle “Nothing” said India “Thought so to my office now!” says the principal Just like I told India she got ten days home suspension, but not only that when she comes back she has extra five more days of in school suspension that means no more senior activities for a week.

What would school be like without any fun or competition? Even though school is meant for learning, students still deserve to participate in something fun that is also beneficial to them. That is why competitive sports deserve to be kept in high school. Without them, students wouldn’t learn important life lessons and how to work as a team, some may not even have the opportunity to progress in school and go to college, also it is healthy and helps establish a sense of community.

In the Beginning, I improved myself by being independent financially. I improved myself being financially independent because I wanted to have a good paying job to pay for bills. I do not have to borrow money from anyone to pay for my parent’s bills or even me. Also, I budget my expenses to keep track with what I spend with my money so I do not get stress out on how much money I spend. For example: I can make a budget on how much

This book wouldn’t be possible without those who hurt me, those who didn’t stick up for me and everyone else who made me feel less than.

Freshman year can be very challenging for every high-schooler. For instance, a student will not be used to the new schedule. According to my sister who’s a graduate from Ravenwood High School and is an intern at Vanderbilt University, well-rounded students should memorize their class schedules. As a result, getting lost would be a thing of the past. Her advice shows that by being organized, freshman year can be more effortless. Not to mention, she added that freshmen sometimes forgot about how essential their G.P.A. is. As a result, my sister explained that students should pay attention to their G.P.A. because it’s extremely important for the rest of high school. By striving for a qualified G.P.A., colleges would be more interested. In addition,