ACE240 Final Project

Problem 4:03 (Algorithmic) The employee credit union at State University is planning the allocation of funds for the coming year. The credit union makes four types of loans to its members. In addition, the credit union invests in risk-free securities to stabilize income. The various revenueproducing investments together with annual rates of return are as follows: Type of Loan/Investment Annual Rate of Return (%) Automobile loans 8 Furniture loans Other secured loans Signature loans Risk-free securities The credit union will have $1.4 million available for investment during the coming year. State laws and credit union policies impose the following restrictions on the composition of the loans and investments. . 10 11 . Risk-free securities may not exceed 30% of the total funds available for investment. Signature loans may not exceed 10% of the funds invested in all loans (automobile, furniture, other secured, and signature loans). • Furniture loans plus other secured loans may not exc…

if you were to picture yourself 10 years from now in a profession of your own choice how would you study personal finance help you contribute more to your field of expertiseif you were to picture yourself 10 years from now in a profession of your own choice how would you study personal finance help you contribute more to your field of expertise

MGMT2023 - Financial Management 1-UWI Open Campus   Stephanie Carter has been gifted a sum of $50,000 by her grandparents on completing her graduation successfully. She is a fresh finance graduate and is excited to invest some money in the capital market, for which she intends to use the gifted sum of $50,000. However, instead of committing this money to the market immediately, she decides to wait for some time, work in the field and acquire some experience before proceeding with her intended investment. She thus contemplates an extremely conservative investment in a portfolio of stocks and bonds, at the start of year 5 from now. For now, she will leave the $50,000 in a fixed deposit with the bank which promises an interest rate of 6% per annum. She will require a return of at least 9% on her stock investments and 4% on bond investments. Stephanie would have to pay 25% taxes on any interest income. Dividends will be tax-free. Stephanie's research has allowed her to narrow down on the…

Please answer question 9 after reading the scenario thank you. Question at the endStephanie Carter has been gifted a sum of $50,000 by her grandparents on completing her graduation successfully. She is a fresh finance graduate and is excited to invest some money in the capital market, for which she intends to use the gifted sum of $50,000. However, instead of committing this money to the market immediately, she decides to wait for some time, work in the field and acquire some experience before proceeding with her intended investment. She thus contemplates an extremely conservative investment in a portfolio of stocks and bonds, at the start of year 5 from now. For now, she will leave the $50,000 in a fixed deposit with the bank which promises an interest rate of 6% per annum. She will require a return of at least 9% on her stock investments and 4% on bond investments. Stephanie would have to pay 25% taxes on any interest income. Dividends will be tax-free. Stephanie's research has…

Case A - You have decided to start planning for your retirement. You already have $11,000 in your investment account. You plan to put an additional $4,000 into the account at the BEGINNING of each year for the next 10 years and then put $6,000 into the account at the BEGINNING of each of the following 30 years. Your account is expected to grow at 6.5% interest (tax free) annually. Prepare a schedule to show (1.) the year (1 through 40), (2.) the beginning balance each year, (3.) the amount of interest earned each year, (4.) the deposit each year, and (5.) the ending balance each year. Format each of the dollar amounts with two decimals. Please include totals at the bottom of your spreadsheet for (1) the amount of interest and (2) the amount of deposits during the entire 40 year (10 + 30) year time. Case B - You estimate that you will have $43,000 of school loans by the time you graduate. Your school loan is to be paid off over 10 years but you plan to pay it off over a 4 year period…

PROJECT 8 QR Spring 2020 Finances - Word A jrush416 erences Mailings Review View Help Tell me what you want to do A Aa - 三 T AaBbCcDc AaBbCcDc AaBbC AAB6CCE TNormal T No Spac. Heading 1 Heading 2 Paragraph Styles 5. Suppose you want to have $900,000 forretirement in 30 years. Your account earns 8% interest. a) How much would you needto deposit in the account each month b) How much interest will you earn?

Please answer question 8 after reading the scenario thank you. Question at the endStephanie Carter has been gifted a sum of $50,000 by her grandparents on completing her graduation successfully. She is a fresh finance graduate and is excited to invest some money in the capital market, for which she intends to use the gifted sum of $50,000. However, instead of committing this money to the market immediately, she decides to wait for some time, work in the field and acquire some experience before proceeding with her intended investment. She thus contemplates an extremely conservative investment in a portfolio of stocks and bonds, at the start of year 5 from now. For now, she will leave the $50,000 in a fixed deposit with the bank which promises an interest rate of 6% per annum. She will require a return of at least 9% on her stock investments and 4% on bond investments. Stephanie would have to pay 25% taxes on any interest income. Dividends will be tax-free. Stephanie's research has…

Question 8 of 11 > -/ 1 View Policies Current Attempt in Progress Kimberly and Matthew want to begin saving for their baby's college education. They estimate that they will need $139000 in eighteen years. If they are able to earn 3% per annum, how much must be deposited at the end of each of the next eighteen years to fund the education? O $6387. O $5937. O $9704. O $10107. eTextbook and Media Save for Later Attempts: 0 of 3 used Submit Answer I!!

Please answer question 1 after reading the scenario thank you question at the end Stephanie Carter has been gifted a sum of $50,000 by her grandparents on completing her graduation successfully. She is a fresh finance graduate and is excited to invest some money in the capital market, for which she intends to use the gifted sum of $50,000. However, instead of committing this money to the market immediately, she decides to wait for some time, work in the field and acquire some experience before proceeding with her intended investment. She thus contemplates an extremely conservative investment in a portfolio of stocks and bonds, at the start of year 5 from now. For now, she will leave the $50,000 in a fixed deposit with the bank which promises an interest rate of 6% per annum. She will require a return of at least 9% on her stock investments and 4% on bond investments. Stephanie would have to pay 25% taxes on any interest income. Dividends will be tax-free. Stephanie’s research has…

Finance In Class Assignment 2 April 13, 2023 Case Study Cable & Moore With the company expanding into several new markets in the coming months, Cable & Moore was anticipating a large increase in sales revenue. The future looked bright for this provider of television, telephone, and Internet services. However, management of Cable & Moore was well aware of the importance of customer service in new markets. If customers had problems with new service and could not quickly and efficiently have their problems solved, demand would quickly erode, and it might take years to recover from the bad publicity. Therefore, management was adamant that there be enough well-trained customer service representatives to handle the calls from new customers and from potential customers. Based on experience in other markets, the anticipated number of phone calls to customer service was projected. Given the average call-length, the number of hours of customer-service time from April to August was…

HI5002 Finance for business Question 1                                                                                                    You are a newly employed finance manager for Finance Adventure Ltd. The following data is available for the company as of 31 June 2020: Current assets of $293,950 Current liabilities $68,700 Total assets $765,600 Equity $305,890  Required:                                  The company’s Management Board required you to evaluate two alternative options of debt funding and equity funding for a new project. What is the job are you doing to complete the task? (referring to one out of 3 important questions of corporate finance for your answer)  Calculate non-current assets, non-current liabilities and build a balance sheet for the company?  Calculate the return on assets (ROA) of the company given that return on equity (ROE) is 35%?  What is the price earnings ratio (PE) of the company, given total number of outstanding ordinary shares is 57,000 and…

Years           Bank            Loan advance2018          STANBIC        2,584,7352019.          STANBIC.      3,946,591 2020.             STANBIC  4,373,5292018.        BARCLAYS      3,204,859 2019.            ABSA          4,082,295  2019.           Absa.           2,09,501 2020.              ABSA.       244,620 2020.            Absa.         4,481,173 Question: Calculate the Herfindahl-Hirschman Index (HHI) for each year using loan advances and comment on the level of competition.

STRATEGY 2: SAVINGS LATER PLAN Assume that you are 22 years old but decide to wait before saving for retirement. You decide to start saving later when you are 42 years old. As a result, you start saving on January 1, 2042. You plan to retire on December 31, 2064, when you are 64 years old. There are 23 years from the time you started investing (saving) until you retire. When you start investing in 2042, you have no previous or other retirement savings. Assume there are 365 days in each year from 2022 to 2064. (Ignore leap years). Assume that taxes will not affect any of the amounts or your savings.   You invest $350 at the end of each month into a retirement account paying 8.75% compounded monthly for 15 years starting on January 1, 2042. After 15 years, you do not make any more payments or withdrawals and leave the money in the retirement account until retirement. Show all work and answer the following questions:   Assuming no withdrawals or additional payments were made, how much…

10. Pranjali also needs to calculate the income from insurance reimbursements in the years 2023-2025. She knows the starting amount and has estimated the amount in 2026. She thinks this income will increase by a constant percentage. Project the income from insurance reimbursements for 2023-2025 using a Growth Trend interpolation. Income Municipal grants Federal grants Insurance reimbursements Total Revenue 2022 2023 2024 2025 2026 $ 25,000 $ 28,750 $ 32.500 $ 36,250 $40,000 72,000 58,000 58,000 . 55.000 55,000 345,000 550,000 $442,000 $ 86,750 $ 90,500 $ 91,250 $ 645,000

Please assist by using the proper/right formula Stephanie Carter has been gifted a sum of $50,000 by her grandparents on completing hergraduation successfully. She is a fresh finance graduate and is excited to invest some money inthe capital market, for which she intends to use the gifted sum of $50,000. However, insteadof committing this money to the market immediately, she decides to wait for some time, workin the field and acquire some experience before proceeding with her intended investment. Shethus contemplates an extremely conservative investment in a portfolio of stocks and bonds, atthe start of year 5 from now. For now, she will leave the $50,000 in a fixed deposit with thebank which promises an interest rate of 6% per annum.She will require a return of at least 9% on her stock investments and 4% on bond investments.Stephanie would have to pay 25% taxes on any interest income. Dividends will be tax-free.Stephanie’s research has allowed her to narrow down on the following…

Altman Z Score   2018 2019 2020 BHP 0.80 0.71 0.63 FMG 1.12 1.26 1.38 RIO 1.36 1.34 1.34   Discuss if this information will be useful in predicting financial faliure

tion □ [myUT 1 ovide your answer below: N Module 2.5: Understanding ALT Courses CURRENT OBJECTIVE Calculate the monthly payment and interest cost for a mortgage Question A mutual fund manager wishes to purchase a property that's been valued at $1.5 m. She has $200,000 in cash to use as a deposit, and she will require a mortgage for the rest. The annual interest rate on the loan is 2.45% and the loan is for 25 years. Calculate the monthly payments. Round your answer to the nearest cent. Do NOT round until you have calculated the final answer. X C knewton.com V B Module 2.5: Understanding & in N FEEDBACK 3 V- Content ALT MORE INSTRUCTION A + 2.1 FN 88 11 SUB SHIFT 4

Financial Planning & Analysis  – provide the class with a vision of what the average students financial future could look like if they incorporated the lessons learned from all of the above projects and all material discussed during the class. Paint a vivid picture of the student’s financial future, providing a detailed 5-year plan for the student post-graduation and a less detailed 10 year plan. Include major life milestones, such as marriage, car purchases, home purchases, student loan payoff timetable, promotions, etc

You have $100,000 in your savings account and plan to retire with $750,000 in the bank in 40 years. You are hoping to achieve areasonable rate of return on your investments and want to know the target rate you should be looking for. Select one: a. 4.12 b. 3.14 c. 5.16 d. 6.13

1. Identify at least 3 personal goals using the SMART guidelines. Financial goals should be specific , measurable, have a definite timeframe, relevant, and imply the action to be taken. Your goals can be short term (less than a year, up to years), mid term (2-5 years), or long term (>5 years).  2. Identify your values and beliefs associated with money, write brief paragraph that identifies your values and belief about money.  3. Research 3 online financial tools or apps that you might use. These might be for budgeting, saving, shopping, coupons etc. describe the app or tool and whether you think you would use it or not. If you are already using online tools or apps, you can explain what you like or don't like about them.

Please answer question 10 in derail showing computation after reading the scenario thank you. Question at the endStephanie Carter has been gifted a sum of $50,000 by her grandparents on completing her graduation successfully. She is a fresh finance graduate and is excited to invest some money in the capital market, for which she intends to use the gifted sum of $50,000. However, instead of committing this money to the market immediately, she decides to wait for some time, work in the field and acquire some experience before proceeding with her intended investment. She thus contemplates an extremely conservative investment in a portfolio of stocks and bonds, at the start of year 5 from now. For now, she will leave the $50,000 in a fixed deposit with the bank which promises an interest rate of 6% per annum. She will require a return of at least 9% on her stock investments and 4% on bond investments. Stephanie would have to pay 25% taxes on any interest income. Dividends will be tax-free.…

CONFIDENTIAL 4 BA/DEC 2019/FIN242/262/260 PART B QUESTION 1 As a financial manager of Rainbow Holdings, prepare a pro-forma statement of a) financial position as at 31$t December 2019 and compute additional fund needed by the firm. The firm's current revenue stood at RM2,375,000 and the firm is planning to increase its revenue next year by 40 percent. Currently, the firm is operating at full сарacity. RAINBOW HOLDINGS STATEMENT OF FINANCIAL POSITION AS AT 31 DECEMBER 2018 Cash 100,000 180,000 570,000 720,000 Accruals 47,000 200,000 60,000 228,000 Prepaid Expenses Trade Creditor Account Receivable Tax Accruals Accrued wages Notes Payable Inventories Plant & Equipment 3,000,000 175,000 Bond 1,020,000 Common Stock 2,000,000 Retained Earnings 840,000 TOTAL ASSETS 4,570,000 TOTAL LIABILITIES & EQUITIES 4,570,000 Additional information: The net earnings for the year was RM365,250 Dividend currently paid was RM249,375

Hi good morning the previous questions have been completed by you all. Please answer question 6 & 7 after reading the scenario thank you. Question at the end Stephanie Carter has been gifted a sum of $50,000 by her grandparents on completing her graduation successfully. She is a fresh finance graduate and is excited to invest some money in the capital market, for which she intends to use the gifted sum of $50,000. However, instead of committing this money to the market immediately, she decides to wait for some time, work in the field and acquire some experience before proceeding with her intended investment. She thus contemplates an extremely conservative investment in a portfolio of stocks and bonds, at the start of year 5 from now. For now, she will leave the $50,000 in a fixed deposit with the bank which promises an interest rate of 6% per annum. She will require a return of at least 9% on her stock investments and 4% on bond investments. Stephanie would have to pay 25% taxes…

Homework #4 Investments Question 1 of 10 View Policies Current Attempt in Progress -/10 == You need to accumulate $92000 for your child's college education 19 years from now. How much do you need to save each year if you can earn 4 percent after taxes on your investment, assuming that you will make annual end-of-year payments into the account? O $2461.28 $3324.75 O $3012.54 O $2725.12 eTextbook and Media Save for Later GON A Attempts: 0 of 2 used Submit Answer