Banks and other financial institutions offer small business loans based on all of these EXCEPT the ability to resell collateral used to secure the loan. willingness of venture capitalists to fund the business. potential for success of the business. firm's credit history.
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- Research about unethical business practicesThe advantage of a loan is that: its transaction costs are low. it can be tailored to the needs of the individual borrower. it can be used by both small and large borrowers. it does not have to be repaid because the borrower can always default.Credit histories allow firms to ( A) identify high-risk borrowers, so they can be eliminated and interest rates kept down for others. (B) increase the number of credit cards issued, and interest rates go up as a result. (C) increase the number of credit cards issued, and interest rates go down as a result D) lower the number of credit cards issued, and interest rates go up as a result (E) increase market power in the credit card industry, raising interest rates.
- Please solve without using excel, solve using formulas or tablesThis is an end-of-chapter problem that I'm struggling with! thanks!Compare the interest rates, fees, and other items between 3 mortgage companies or banks for a 15 year and 30 year mortgage of $300,000. Write down your findings. Then, Discuss what you have learned from this experience.