The Affordable Care Act has caused some controversy throughout the US population. Individuals have different opinions about its benefits. Some argue it will not be successful, while others believe it is one of the best things to have happened. I do believe the Affordable Care Act will help us improve our health care. I will speak about Prevention/Wellness Coverage of Preventive Services. Under the Affordable Care Act, private insurance plans are required to cover preventive services without any patient cost-sharing. Preventive services help to focus on wellness, early detection and prevention in lieu of treatments and cures. In fact, research has revealed that preventive services can definitely save people’s lives and improve their health …show more content…
Grandfathered plans do not require to meet the same norms as for the plans that individuals bought after that date. In order to be classified as “grandfathered” the plans cannot make substantial changes to their coverage. It is expected that over time almost all plans will lose their grandfathered status. The preventive coverage for children, adults and women must be covered without having to pay a copayment, co-insurance or meet a deductible. This only applies when these services are delivered by a network provider. “Insurers now must cover evidence-based services for adults that have a rating of “A” or “B” in the current recommendations of the United States Preventive Services Task Force (USPSTF)” (Private Health Plans under the Affordable Care Act 2014). A letter grade of “A” or “B” shows that the panel finds there is high probability that the services have a substantial or moderate net benefit. “Health plans must also provide coverage without cost-sharing for immunizations that are recommended and determined to be for routine use by the Advisory Committee on Immunization Practices.” (Private Health Plans under the Affordable Care Act 2014). There are 15 covered preventive services for adults. The preventive services for children and adolescents include some immunization and screening services, behavioral and developmental assessments, iron and fluoride
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
The Affordable Care Act has made many positive changes for uninsured and underinsured citizens. With the addition of a program called Health Insurance Marketplace, it is now possible for uninsured people in every state to purchase private insurance plans, those making under 400% or less of the Federal Poverty Level will be able to have tax credits making insurance more affordable (Lathrop & Hodnicki, 2014). Insurance companies are no longer allowed to cancel a policy or raise rates when a client gets sick. Insurance companies cannot refuse coverage to individuals with preexisting conditions such as cancer (“Quality Improvement,” 2015). Insurance companies now must cover preventive care and screenings allowing diseases like cancer to be caught early (“Quality Improvement,” 2015). Research has shown that through health screenings
There are so many people here in the country that is not getting their complete health care coverage because of preventable conditions. Most Americans only receive half of the services suggested. The Affordable Care Act is mainly directed to the needs of Americans in need of healthcare that are not already covered.
The Affordable Care Act established by Barack Obama it is a revolutionary law that was passed to change the healthcare system in America. The affordable care act has many pro and cons. Is the Affordable care a good idea? The Affordable care act was put in place to help maintain healthcare spending cost, reduce the amount of people who are uninsured, create universal healthcare, expanding coverage for young adults and to make prescription drug coverage more affordable for seniors. In the year of 2010 and 2011 over 5.1 million seniors and people with disabilities on Medicare have saved over 3.1 billion on prescription drugs, however this includes a one-time rebate
Just like anything else that is first implemented out to people, there are also flaws. Not everything that first rolls out to the public is perfect. However, although this new health care may have some flaws in the beginning, some may say that there are a little more just minute flaws. Some may express that the new Affordable Care Act may be a reform that will hurt us rather than help us. “If there is any area of social policy in which Americans are likely to be aware that their system has flaws, it is in health care.” As if America it is not already the country that has the most expensive health care system , “Americans pay an average annual cost of $8,174 per person for their health care, over twice as high as the average Western
During the botched 2010 roll out of the affordable care act, multiple veteran’s agencies marched on Washington with fears of how the Tax/Mandate would affect indigent veterans who could not afford the penalty and could not afford secondary insurance. In their hubris, these agents pushed an agenda that has greatly hurt the veteran population.
The Affordable Care Act, often referred to as the ObamaCare was signed into law on March 23, 2010. It has created a lot of controversy since its debut. The Healthcare reform will affect all Americans. The issue has many Americans believing it is a great thing for our country while others believe it is a terrible idea and then of course there are those who don’t know what to think. By Jan 1, 2014 Americans will be required to purchase a health care policy or will have to pay a penalty. Ready or not it’s happening. First you would have to understand the background information of the program. As with all things there are pros and cons to the Affordable Care Act. Because it is a new law it is not flawless there is room for changes and recommendations.
The Affordable Care Act has brought many changes to healthcare in the United States. Some of the changes brought on by the Affordable Care Act have had a positive impact on society and some have had a negative impact. Some of the positive effects of the Affordable Care Act include better consumer protection and equality, and healthcare coverage for more Americans. Some of the negative effects include rising insurance premiums and a shortage of doctors. There is also a new set of rules under the Affordable Care Act regarding the billing of medical claims.
Some states have accepted the terms of the program including all of its expansion on the health care system, but some have been reluctant to implement the program. One of those reluctant states has been Florida, which is apparent by multiple court cases that has come since its inception (1). With Florida’s House of Representative consisting of a majority of Republicans, the conservatives of the state have fought the incorporation of the bill (2). With legislative bodies in opposition of the terms of the Affordable Care Act, it begs to question how policy makers have approached the issue of healthcare. My research question was in what ways the Affordable Health Care Act has affected healthcare in Florida, and how effective has it been in
The Affordable Care Act was passed by Congress and then signed into law by President Obama on March 23, 2010. The law was enacted in two parts: The Patient Protection and Affordable Care Act was signed into law on March 23, 2010 and was amended by the Health Care and Education Reconciliation Act on March 30, 2010. The name “Affordable Care Act” is used to refer to the final, amended version of the law. The Act provided Americans with better health security by expanding coverage, held insurance companies accountable, lowered health care costs, guaranteed more choices and enhanced the care for all Americans (Medicaid.gov). Health insurance market places allowed shoppers to compare health plan that counted as minimum essential coverage.
Universal Healthcare in the United States has been a long time journey that dates back decades and we, as a country, are far behind other developed countries who have had universal healthcare for a long time. Today, Healthcare is obtained through employers or by people paying for it by themselves, which is incredibly expensive due to high premiums. Five years have passed since the controversial Obama care, or Affordable Care Act, was signed into law on March 23, 2010. The Affordable Care Act aimed at fixing the many problems that the United States has with healthcare by making it available to everyone, but also more efficient and this required drastic changes that made some people happy while others unhappy since some are benefiting while others are not. These people include politicians, but foremost presidential candidates. Candidate’s stance on the issue of healthcare is truly important due to the fact that if they’re the next president of the United States, it could hurt or improve the health care reform. Noteworthy candidates are: Jeb Bush, Hillary Clinton, Marco Rubio, and Bernie Sanders. Republicans and Democrats have long debated whether or not the Affordable Care Act should be repealed or replaced. Republicans believe that it is a problem while Democrats support it. The Affordable Care Act should not be replaced but instead improved because it provides quality and affordable health care to Americans. Everyone gets sick and people shouldn’t be afraid of receiving help
The Affordable Care Act is considered one of the most important legislations related to health care reform to ever been enacted in the history of the United States (Cannan, 2013). The ACA was developed in order to give consumers control of their health care and to provide them with a means of power. The intention was for Americans to have stability and flexibility when it came to making personal healthcare decisions. Many citizens have been able to opportunity obtain affordable healthcare coverage with this reform that they did not have before. Programs have been developed to assist those with pre-existing conditions that may have previously been unable to obtain coverage. Options for young adults under the age of 30 who may not have had coverage have been developed under other health coverage program enacted. The Affordable Care Act has also offered protection for those that received arbitrary withdrawals of insurance coverage. Many Americans have chosen to opt out of healthcare coverage altogether in the past, but this is no longer an option without a penalty. There is a fine that is required to be paid when filing annual income taxes. Unfortunately, some Americans are uninsured and do not have the means to pay for health insurance, and are forced to pay the fine. This has been a growing issue in America as many families cannot afford much more beyond the daily necessities. Therefore, any serious injury or illness can quickly diminish any savings or cause debt to those
Patients Rights can sometimes be about making choices. you would probably want your parents to go with you to make your choices of what to do when you're in the hospital and your sick because your parents would probably know more that you would know about it and you could make the wrong choice if you're not thinking correctly. If you were in an a comma and you already made choices about what you want to do before you were in an a comma,your parents should have the right to decide something else for you because your choice of what you want to do may not be the right choice as you think it would might be.
The affordable health care act has received its fair share of criticism as well. Opponents of the bill fell that the cost of this bill will be higher that before. People we be seen for more care and more sick people will be diagnosed with illnesses and they will be a constant visitor in medical facilities looking for care. Others argue the level of service provided. The main thing these critiques seem to point to is the cost and how effective is the bill finically. These things wont be determined or seen until this bill is riding in full effect in the years to come.
With the new act, insurance companies are no longer able to deny coverage to anyone based on their history of illnesses, current mental health illnesses, or potential future development of an illness. Along with coverage of pre-existing conditions and prohibiting insurance companies to cancel coverage if a person becomes ill, the act is the first act in history that “ensures that mental health and substance abuse treatment services are required benefits in all basic health insurance packages” providing health for a much wider range of people (ProCon.org). The Patient Protection and Affordable Care Act “prohibits all health plans, including grandfathered plans, from rescinding a health insurance policy once one is covered” (ProCon.org). The only possible reason for a health insurance policy to rescind ones coverage is if “the enrollee has committed fraud or made an ‘intentional misrepresentation of material fact” (ProCon.org). The universal coverage by this new act is a major benefit in the structure of the Patient Protection and Affordable Care Act.