Affordable Care Act Controversy

The Affordable Care Act set in place by President Obama to reduce health care costs and give affordable health insurance to Americans (Landmark,2010). Before the Affordable Care Act existed, many Americans were denied coverage, some because of pre-existing illnesses or injuries, which made it very exhausting for many Americans to get insurance they can afford. (Landmark, 2010). This could lead to a shortness of life expectancy to Americans.

The Affordable Care Act, also known as Obamacare or ACA, is the health reform law enacted in 2010 by Congress. The official name of this reform is the Patient Protection and Affordable Care Act. Many provisions of the law are already in effect and the rest are going to continue to develop until 2022. After a year of intense political wrangling, the health reform initiative was passed by Congress. Even though it falls short of providing universal coverage, it is unlike the Clinton proposal. The Affordable Care Act was intended to expand US citizens’ and legal residents’ access to health insurance coverage, control future costs, and improve the functioning of the healthcare delivery system. It improves access to care and balances spending through regulations and taxes. Healthcare has always been a crisis in the US and the Affordable Care Act contains hundreds of different provisions that address these aspects. The Affordable Care Act increases the quality of health insurance at an affordable price so all Americans can have access to it. In exchange, most people who can afford to obtain health coverage must by 2014 or pay a per month fee. The ACA offers Americans a number of new benefits. It sets up a Health Insurance Marketplace where we can purchase federally regulated and subsidized Health Insurance during open enrollment. It expands Medicaid to all adults in many states, as well as improving Medicare for seniors and those with long term disabilities. Obamacare expands

The affordable care act thought it would fix all the American problems of not having health insurance, but it did not fix them all. A huge advantage of Obama care was allowing young adults to stay on their parents insurance until they were 26 years old. I personally am grateful for this one because there is no way I could afford health insurance if it wasn’t for my mothers insurance. They also expanded Medicaid to millions of people by creating the market place. The affordable care act was supposed to make the overall healthcare costs lower and more affordable. In 2015 the cost of services increased 0.5 percent, which is reported less then typical years, which were approximately 3 to 4 percent. Another major advantage of the affordable care act is that they required all insurance plans to cover you for mental health, addition, chronic diseases, preventative and wellness visits, maternity and newborn, services and devices, lab tests, pediatric care, prescription drugs, outpatient care, emergency room care, and lately hospitalization. These ten are very important for the quality care for the overall health of a patient.

The Affordable Care Act is President Obama’s new solution to provide healthcare coverage to uninsured Americans. The theory is that millions of uninsured Americans will get access to affordable health insurance through the government. The Affordable Care Act reforms Medicare. You cannot be dropped from coverage when you get sick. You cannot be denied coverage or treatment for being sick. You also cannot be charged more for being sick. Although these are all mostly the positive sides to the Affordable Care Act there are many negative. Since you cannot be dropped for being sick, it will make the prices for everyone’s insurance go up. Also, since so few young and healthy Americans have signed up, the math used to create the program is not adding up. Because there is so much confusion surrounding the specifics of the ACA, the Affordable Care Act keeps getting delayed. The Obama administration announced another delay on

Controversy surrounds The Affordable Care Act (ACA). Some Americans are for it and some Americans are against it. Whether you agree with the Act or not, let’s not forget it is still the law. Now, the question remains how long will it stay in place with the President elect? What exactly is the Affordable Care Act? Per (obamacarefacts.com), the ACA was signed into law March 23, 2010 by President Obama. The law requires all Americans to have health insurance by 2014. If you do not obtain health insurance, you must pay per month for each month you did not have insurance (obamacarefacts.com). The law also allowed states to opt out of expanding Medicaid (obamacarefacts.com). According to (hhs.gov) the ACA has improved access, increase the quality

On March 23,2010 the Affordable Care Act (ACA), also known as Obamacare, was signed into law. This act aims to provide affordable health care coverage for all United States citizens. “The Affordable Care Act affirms the core principle that everybody should have some basic security when it comes to their health care.” (President Obama) It will provide insurance to more than thirty million people who have been previously uninsured, and will be achieved by expanding Medicaid and extending federal subsidies to the lower and middle income Americans to aid in purchasing private coverage. Although many attempt to view it in a completely positive or completely negative way it affects all aspects of the health care industry in various ways.

In March 2013, President Barack Obama signed a federal statue into law that would change the way Americans receive healthcare. The Patient Protection and Affordable Care Act, better known as the Affordable Care Act, and sometimes called Obamacare is the most significant revision of the U.S. healthcare system since the passage of Medicare and Medicaid back in 1965. The main function of the Affordable Care Act is to improve hospitals’ and physicians’ practices financially, technologically, and clinically so the health outcomes and lower costs. Americans are split, as they are with most political issues, on whether or not the act is a viable solution to our healthcare problem. Even though it has had its problems such as a faulty website and being thought of as too complicated and expensive for the American government to take on, I believe the Affordable Care Act is a good solution for the healthcare problems in our country.

The ACA has been fraught with much controversy ever since it has been signed into law. Even almost four years after the law was passed, it is still a “hot-button issue” for politicians, health providers, business owners, insurers, and patients. There are many challenges to the long-term success of the ACA, but in my opinion, the greatest threat will come from the fact that the American culture has long favored independence and individual choice, with minimum government involvement. This mindset is what led the U.S. to declare independence from Great Britain, and it has even defined the Bill of Rights, which most Americans hold near and dear to their hearts. Many people thus view the ACA as the government getting involved in their health care.

The Affordable Care Act does many different things as we have started to state above. All of these are important factors to achieve the goal of affordable and quality healthcare for all. The ACA offers Americans a number of new benefits, rights and protection in regards to their healthcare. It is trying to improve Medicare, which is primarily for the elderly, and how they treat these seniors with long-term disabilities. It is trying to expand Medicaid, which is primarily for low-income or needy people, to all adults needing it in many states. The ACA set up a Health Insurance Marketplace where during

The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.

The Patient Protection Affordable Care Act (PPACA) is a federal statute that was signed into law on March 23, 2010 by the Obama Administration. PPACA is more commonly referred to as the “ACA” or “Obamacare”. “A primary goal of the ACA was to increase access to health care services, largely through major expansions of state Medicaid programs in 2014 and beyond” (Wilk, 2014). The quest for health care reform began in the early 1900s and has become increasingly more debated throughout the century. The American Medical Association (AMA) began the journey and has been joined throughout the many decades by the American Association for Labor Legislation (AALL), President Roosevelt, President Truman, President Johnson, President Nixon, President Clinton, and President Obama, to name a few. The ACA demonstrates the need for the balance of power between state and federal government, as well as, how America has been handling the balance of power. This law has been in the making since 1989, conceptually beginning as the Individual Health Insurance Mandate through the Heritage Foundation. The individual health insurance mandate had been introduced by Republicans twice in 1993, in hopes of providing “a bill to provide comprehensive reform of the health care system of the United States” (Sen Chafee, 1993). The bill has been revised multiple times since 1993, budding into what is commonly called Obamacare.

The Patient Protection and Affordable Care Act (PPACA), also referred to as the "Affordable Care Act" or "ACA" or "Obama Care") is the major health care reform bill passed into law on March 23, 2010. The debates surrounding the PPACA have been volatile at times, and continue to be the most intense public examinations of any piece of legislation in our recent history. The affordable Care Act (Obamacare) is ripe for repeal. For the American public, there are ample reasons for dissatisfaction: higher costs; arbitrary and sometimes absurd rule-making; bureaucratization of an already overly bureaucratized sector of the economy; incompatibility with personal freedom and religious liberty; enormous spending and heavy taxation; and widely acknowledged design flaws, evident in the ACA’s hopelessly complex and unworkable subsidy schemes, boondoggle bailouts, and collapsing co-ops. Nonetheless, other ACA legal challenges were still facing the healthcare law. In December 2015, the Association of American Physicians and Surgeons (AAPS) submitted an amicus brief to the Supreme Court arguing against the constitutionality of the employer insurance mandate within the Affordable Care Act. The law contains a number of experiments designed to drive down health costs, such as Accountable Care Organizations. The whole idea is to move the system away from paying for volume and toward paying for value. We still don't know whether that will happen. But it's fair to say that reducing the cost of health care will make it easier to expand coverage. The nation’s gains in health care coverage and delivery system design over the last several years have made measurable differences in the lives of millions of Americans. There are many ways to achieve a high-performing health system. But it’s critical that the nation remain committed to this goal.

The Affordable Healthcare Act is has improved our health care system in many ways. One of the most obvious improvements is in America today we have more people with healthcare coverage than ever before. Per the video we have 90% of Americans have health care today, which is an increase in 20 million Americans with health insurance. Per Health and Humana services (March 2016). That part of this increase can be contributed to ACA many changes. One change in particular is allowing young adults under the age of 26 to stay on their parent’s health insurance plans. This change alone enabled 2.3 million young adults to now have affordable insurance though their parents. This change resulted in reduction of 46.5% of young adults from 2013 to 2016. In addition, Health and Humana Services statists point out that the uninsured rate for Blacks dropped more than 50% which equals 3 million black Americans now have health coverage. Health and Humana service also noted that with the Hispanic population there was also an increase of 4 million Hispanic adults obtaining coverage and an increase of 8.9 white adults obtaining health care coverage. In addition to the increased numbers of Americans obtaining insurance those who utilized their health insurance also experienced that additional preventative health service were now covered at 100% and would not go towards one’s deductible, thus forcing and individual to pay out of pocket for said services. One item that I have benefited from is

According to the website Medicaid.gov, the Affordable Care Act would increase the number of people that are covered by Medicaid, and would lower health care costs, and would Guarantee more choice of health in insurance. This is a great idea, but their downfalls in the program like the increase, tax of people, and when “U.S. health care spending, which reached nearly $8,000 per person annually in 2009, has outpaced GDP growth for the past several decades and far exceeds spending in any other country.” (Squires, 2012) also, there are steps that the people who truly need the help must go through to get these programs especially those you fell in coverage gap like “2.6 million people in 18 states are in the "coverage gap." More than

Consumers looking for insurance are benefited as they have lower costs than they would without Obamacare. According to the ACA analysis, “silver plans cover seventeen percent more health expenses than the average plan prior to the ACA” (Zamosky). The Affordable Care Act has made a change in the costs and expenses regarding money put into health. Without Obamacare, clearly, the plans and various forms of insurance would be costly. To add on, Obamacare provides tax credits for those who have low income and shop through the health insurance marketplace. These people receive “a tax credit [they] can take in advance to lower [their] monthly health insurance payment” (Advance Premium Tax Credit). The tax credit gives these people enough to get by, seeing as they struggle with health insurance. Tax credits are calculated due to incomes, and to qualify, an individual must have an income between 100% and 400% of the poverty level. Without the huge prices on healthcare, the peoples of America can focus on food, shelter, and all the necessities they require besides their health. The Affordable Care Act also brings Medicare into play. Medicare helps with drug costs and prescriptions for people who cannot afford to pay much for them. Obamacare added many benefits to Medicare, including the coverage gap, also known as the “doughnut hole”. The system regarding the “doughnut hole”